by Michaud Rowe & Ruscak Insurance | Advisory, Education, Tips
What Cybercriminals Don’t Want You to Know Thieves are working extra hard this tax season to steal your information and gain access to your money. These cybercriminals use email and phone scams to trick taxpayers into revealing valuable information. In a tax tip...
by Michaud Rowe & Ruscak Insurance | Education, Home, Safety, Tips
Severe winter weather can cause power outages and loss of heat. Here are some tips on how to help handle an outage during the winter. Before the storm • Set your refrigerator and freezer to the coldest settings. • Check flashlights and portable radios. • Be sure to...
by Michaud Rowe & Ruscak Insurance | Education
Shopping for life insurance may not be as fun as reading a good novel, but it is something everyone should do – sooner rather than later. There are two popular types of life insurance: term life insurance and whole life insurance. While the death benefits from both...
by Michaud Rowe & Ruscak Insurance | Education, Insurance
The Affordable Care Act (ACA, also known as Obamacare) ushered in numerous new health insurance regulations. We often hear health coverage described as being “ACA-compliant,” but what does that mean? ACA compliance is required for most types of health coverage, but...
by Michaud Rowe & Ruscak Insurance | Education, Insurance, Safety, Tips
Let’s go SWIMMING! We are excited to spend summer in the water! Whether you’re at a lake, beach, or your own backyard pool, learning how to keep kids safer around water is an important responsibility for any parent or caregiver. Drowning is the leading cause...
by Michaud Rowe & Ruscak Insurance | Education, Tips
Knowing how to change a tire is a necessary skill for all drivers. You might be thinking, “I pay for a AAA membership so that I get roadside assistance and don’t have to worry,” or “I have a cell phone, I can just call someone to help.” Even if this is the case for...
