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How to Handle a Power Outage in Cold Weather

How to Handle a Power Outage in Cold Weather

by Michaud Rowe & Ruscak Insurance | Education, Home, Safety, Tips

Severe winter weather can cause power outages and loss of heat. Here are some tips on how to help handle an outage during the winter. Before the storm • Set your refrigerator and freezer to the coldest settings. • Check flashlights and portable radios. • Be sure to...
Are Snow Tires Right for Your Vehicle?

Are Snow Tires Right for Your Vehicle?

by Michaud Rowe & Ruscak Insurance | Safety, Tips

Around this time every year, my husband makes some sort of comment about snow tires. He usually brings it up when we’re talking about my concern for the road conditions. We’ve never used snow tires before, but that doesn’t stop my husband from...
Flood Preparedness: Before, During, & After

Flood Preparedness: Before, During, & After

by Michaud Rowe & Ruscak Insurance | Safety, Tips

Flooding is a temporary overflow of water onto land that is normally dry. Floods are the most common natural disaster in the United States. Failing to evacuate flooded areas or entering flood waters can lead to injury or death. Floods may: The result from rain, snow,...
Pool Safety Tips for a Fun Summer

Pool Safety Tips for a Fun Summer

by Michaud Rowe & Ruscak Insurance | Education, Insurance, Safety, Tips

Let’s go SWIMMING!  We are excited to spend summer in the water! Whether you’re at a lake, beach, or your own backyard pool, learning how to keep kids safer around water is an important responsibility for any parent or caregiver.   Drowning is the leading cause...
Outside Home Maintenance Tips

Outside Home Maintenance Tips

by Michaud Rowe & Ruscak Insurance | Home, Insurance, Safety, Tips

The sun is starting to shine and outdoor spring maintenance is right around the corner. It’s important to maintain your home to prevent wear and tear. To keep your home structurally sound and safe, ready your home with these maintenance and prevention tips. Pick...
Avoiding Ice Dams on Your Roof

Avoiding Ice Dams on Your Roof

by Michaud Rowe & Ruscak Insurance | Safety, Tips

For areas of the country that deal with bitter cold, snow and ice can bring unwelcomed damage to your home. An example of such damage are ice dams which are ridges of ice that form when heat inside your home enters the attic and melts snow on the roof. As the snow...
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  • Are Snow Tires Right for Your Vehicle?
  • Whole Life Insurance vs. Term Life Insurance
  • Massachusetts RMV to Make Inspection Sticker Changes
  • Mold Damage Insurance Coverage – Personal & Commercial

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