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Michaud, Rowe & Ruscak Insurance Associates, Inc. | North Andover Massachusetts
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11 Ways to Keep Your Identity Safe This Tax Season

11 Ways to Keep Your Identity Safe This Tax Season

by Michaud Rowe & Ruscak Insurance | Advisory, Education, Tips

What Cybercriminals Don’t Want You to Know Thieves are working extra hard this tax season to steal your information and gain access to your money. These cybercriminals use email and phone scams to trick taxpayers into revealing valuable information. In a tax tip...
How to Handle a Power Outage in Cold Weather

How to Handle a Power Outage in Cold Weather

by Michaud Rowe & Ruscak Insurance | Education, Home, Safety, Tips

Severe winter weather can cause power outages and loss of heat. Here are some tips on how to help handle an outage during the winter. Before the storm • Set your refrigerator and freezer to the coldest settings. • Check flashlights and portable radios. • Be sure to...
Are Snow Tires Right for Your Vehicle?

Are Snow Tires Right for Your Vehicle?

by Michaud Rowe & Ruscak Insurance | Safety, Tips

Around this time every year, my husband makes some sort of comment about snow tires. He usually brings it up when we’re talking about my concern for the road conditions. We’ve never used snow tires before, but that doesn’t stop my husband from...
Mold Damage Insurance Coverage – Personal & Commercial

Mold Damage Insurance Coverage – Personal & Commercial

by Michaud Rowe & Ruscak Insurance | Home, Tips

Mold is a fungus. There are all kinds. It’s everywhere–indoors and out. Most mold insurance claims typically arise in one of two circumstances: (1) mold comes to the property owner’s attention along with the discovery of ongoing moisture buildup, water leakage, or...
Flood Preparedness: Before, During, & After

Flood Preparedness: Before, During, & After

by Michaud Rowe & Ruscak Insurance | Safety, Tips

Flooding is a temporary overflow of water onto land that is normally dry. Floods are the most common natural disaster in the United States. Failing to evacuate flooded areas or entering flood waters can lead to injury or death. Floods may: The result from rain, snow,...
Pool Safety Tips for a Fun Summer

Pool Safety Tips for a Fun Summer

by Michaud Rowe & Ruscak Insurance | Education, Insurance, Safety, Tips

Let’s go SWIMMING!  We are excited to spend summer in the water! Whether you’re at a lake, beach, or your own backyard pool, learning how to keep kids safer around water is an important responsibility for any parent or caregiver.   Drowning is the leading cause...
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  • 11 Ways to Keep Your Identity Safe This Tax Season
  • How to Handle a Power Outage in Cold Weather
  • Are Snow Tires Right for Your Vehicle?
  • Whole Life Insurance vs. Term Life Insurance
  • Massachusetts RMV to Make Inspection Sticker Changes

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