by Michaud Rowe & Ruscak Insurance | Education, Home, Safety, Tips
Severe winter weather can cause power outages and loss of heat. Here are some tips on how to help handle an outage during the winter. Before the storm • Set your refrigerator and freezer to the coldest settings. • Check flashlights and portable radios. • Be sure to...
by Michaud Rowe & Ruscak Insurance | Home, Tips
Mold is a fungus. There are all kinds. It’s everywhere–indoors and out. Most mold insurance claims typically arise in one of two circumstances: (1) mold comes to the property owner’s attention along with the discovery of ongoing moisture buildup, water leakage, or...
by Michaud Rowe & Ruscak Insurance | Safety, Tips
Flooding is a temporary overflow of water onto land that is normally dry. Floods are the most common natural disaster in the United States. Failing to evacuate flooded areas or entering flood waters can lead to injury or death. Floods may: The result from rain, snow,...
by Michaud Rowe & Ruscak Insurance | Safety, Tips
As the weather warms and summer returns, it’s time to GRILL! There are risks that come along with I grilling, regardless of which type of grill you are using. Every year, 7,000 Americans are injured while using barbecue grills. It’s usually a case of good...
by Michaud Rowe & Ruscak Insurance | Home
Spring is here! After a long dark and cold winter, the bright sun and warm winds of the spring are a breath of fresh air! The only downside? All that sunlight helps you see your leaf-filled gutters, cracked sidewalks, and dead plants in the flower beds. Get your home...