by Michaud Rowe & Ruscak Insurance | Education, Home, Safety, Tips
Severe winter weather can cause power outages and loss of heat. Here are some tips on how to help handle an outage during the winter. Before the storm • Set your refrigerator and freezer to the coldest settings. • Check flashlights and portable radios. • Be sure to...
by Michaud Rowe & Ruscak Insurance | Education
Shopping for life insurance may not be as fun as reading a good novel, but it is something everyone should do – sooner rather than later. There are two popular types of life insurance: term life insurance and whole life insurance. While the death benefits from both...
by Michaud Rowe & Ruscak Insurance | Education, Insurance
The Affordable Care Act (ACA, also known as Obamacare) ushered in numerous new health insurance regulations. We often hear health coverage described as being “ACA-compliant,” but what does that mean? ACA compliance is required for most types of health coverage, but...
by Michaud Rowe & Ruscak Insurance | Safety, Tips
As the weather warms and summer returns, it’s time to GRILL! There are risks that come along with I grilling, regardless of which type of grill you are using. Every year, 7,000 Americans are injured while using barbecue grills. It’s usually a case of good...
by Michaud Rowe & Ruscak Insurance | Home
Spring is here! After a long dark and cold winter, the bright sun and warm winds of the spring are a breath of fresh air! The only downside? All that sunlight helps you see your leaf-filled gutters, cracked sidewalks, and dead plants in the flower beds. Get your home...