by Michaud Rowe & Ruscak Insurance | Advisory, Insurance, Safety, Tips
If you carry auto or homeowners insurance, you may be asking yourself… “do I really need an umbrella policy, too?” The short answer is yes. An umbrella policy kicks in where your homeowners and auto policies leave off – providing you with extra protection...
by Michaud Rowe & Ruscak Insurance | Tips
After a cold, dark winter most people look forward to the sights and sounds of the spring. But with the warmer months also comes the potential for heavy rains, which can lead to slippery driving and property damage. So, what can a homeowner do to help avoid the hassle...
by Michaud Rowe & Ruscak Insurance | Tips
Whether you need new tires, exhaust system work or just need routine maintenance like an oil change, getting your vehicle back in working order should not be a headache. You’ll want to find a competent, trustworthy repair shop while also not breaking the bank. There...
by Michaud Rowe & Ruscak Insurance | Safety, Tips
Around this time every year, my husband makes some sort of comment about snow tires. He usually brings it up when we’re talking about my concern for the road conditions. We’ve never used snow tires before, but that doesn’t stop my husband from...
by Michaud Rowe & Ruscak Insurance | Education
Shopping for life insurance may not be as fun as reading a good novel, but it is something everyone should do – sooner rather than later. There are two popular types of life insurance: term life insurance and whole life insurance. While the death benefits from both...
