by Michaud Rowe & Ruscak Insurance | Insurance, Tips
Many exciting elements make up life as a newlywed, especially when you’re just coming off the thrill of a wedding and honeymoon. You may be looking forward to settling into a new routine, while simultaneously being aware that there are certain plans you need to make...
by Michaud Rowe & Ruscak Insurance | Safety, Tips
Around this time every year, my husband makes some sort of comment about snow tires. He usually brings it up when we’re talking about my concern for the road conditions. We’ve never used snow tires before, but that doesn’t stop my husband from...
by Michaud Rowe & Ruscak Insurance | Education
Shopping for life insurance may not be as fun as reading a good novel, but it is something everyone should do – sooner rather than later. There are two popular types of life insurance: term life insurance and whole life insurance. While the death benefits from both...
by Michaud Rowe & Ruscak Insurance | Home, Tips
Mold is a fungus. There are all kinds. It’s everywhere–indoors and out. Most mold insurance claims typically arise in one of two circumstances: (1) mold comes to the property owner’s attention along with the discovery of ongoing moisture buildup, water leakage, or...
by Michaud Rowe & Ruscak Insurance | Education, Insurance
The Affordable Care Act (ACA, also known as Obamacare) ushered in numerous new health insurance regulations. We often hear health coverage described as being “ACA-compliant,” but what does that mean? ACA compliance is required for most types of health coverage, but...
