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Michaud, Rowe & Ruscak Insurance Associates, Inc. | North Andover Massachusetts
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Are Snow Tires Right for Your Vehicle?

Are Snow Tires Right for Your Vehicle?

by Michaud Rowe & Ruscak Insurance | Safety, Tips

Around this time every year, my husband makes some sort of comment about snow tires. He usually brings it up when we’re talking about my concern for the road conditions. We’ve never used snow tires before, but that doesn’t stop my husband from...
Whole Life Insurance vs. Term Life Insurance

Whole Life Insurance vs. Term Life Insurance

by Michaud Rowe & Ruscak Insurance | Education

Shopping for life insurance may not be as fun as reading a good novel, but it is something everyone should do – sooner rather than later. There are two popular types of life insurance: term life insurance and whole life insurance. While the death benefits from both...
Mold Damage Insurance Coverage – Personal & Commercial

Mold Damage Insurance Coverage – Personal & Commercial

by Michaud Rowe & Ruscak Insurance | Home, Tips

Mold is a fungus. There are all kinds. It’s everywhere–indoors and out. Most mold insurance claims typically arise in one of two circumstances: (1) mold comes to the property owner’s attention along with the discovery of ongoing moisture buildup, water leakage, or...
ACA Compliant Coverage

ACA Compliant Coverage

by Michaud Rowe & Ruscak Insurance | Education, Insurance

The Affordable Care Act (ACA, also known as Obamacare) ushered in numerous new health insurance regulations. We often hear health coverage described as being “ACA-compliant,” but what does that mean? ACA compliance is required for most types of health coverage, but...
Can I Buy Life Insurance on My Elderly Mom or Dad?

Can I Buy Life Insurance on My Elderly Mom or Dad?

by Michaud Rowe & Ruscak Insurance | Insurance

If your parents don’t have an insurance policy or the funds to pay their own way in their later years, you can buy life insurance for your parents yourself, assuming they’re on board and can qualify for coverage. Supporting your aging parents up until and...

Recent Posts

  • How to Handle a Power Outage in Cold Weather
  • Are Snow Tires Right for Your Vehicle?
  • Whole Life Insurance vs. Term Life Insurance
  • Massachusetts RMV to Make Inspection Sticker Changes
  • Mold Damage Insurance Coverage – Personal & Commercial

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