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What is Cyber Insurance and Why Do You Need it?

What is Cyber Insurance and Why Do You Need it?

by Michaud Rowe & Ruscak Insurance | Insurance

Cybersecurity insurance is a new and emerging industry. It has its origins in errors and omissions (E&O) insurance, a separate form of insurance that protects against faults and defects in the services a company provides. E&O insurance is analogous to product...
Watering Your Christmas Tree Prevents Home Fires

Watering Your Christmas Tree Prevents Home Fires

by Michaud Rowe & Ruscak Insurance | Safety, Tips

While some will opt for the convenience of a pre-lit faux tree this Christmas, others will revel in the delight of a fresh pine, fir, or spruce. Amid all the holiday cheer, however, it’s important to understand the fire risk posed by these festive evergreens and the...

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